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What are the major differences between a values-driven credit culture and a market-share driven credit culture?
Physical Dependence
A physiological state of adaptation to a substance, resulting in withdrawal symptoms when the substance is reduced or discontinued.
Psychological Dependence
A condition characterized by an emotional or mental attachment to a substance, behavior, or activity.
Tobacco Smoker
An individual who inhales smoke from burning tobacco products, such as cigarettes, cigars, or pipes.
Pseudo-Insomnia
Is a condition where an individual feels like they have not slept well or enough, despite getting a normal amount of sleep.
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