Which of the Following Is a Discretionary Factor That Will

question 17

Multiple Choice

Which of the following is a discretionary factor that will decrease a bank's daily reserves held at the Federal Reserve?

• A) Remittances charged
• B) Federal funds purchased
• C) Yesterday's immediate cash letter
• D) Currency received from Federal Reserve
• E) Deficit in local clearinghouse

Grasp the concept of the DuPont model in dissecting ROE into component ratios.

Recognize the different bases used in preparing component percentages and their implications.

Understand the differences and interrelations among various turnover ratios.

Differentiate between concepts involving changes in ratios due to specific financial actions or conditions.

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Definitions:

Gender Differences

Variations in characteristics, behaviors, and roles traditionally associated with being male or female in a specific culture or society.

Achievement Motives

The intrinsic or extrinsic motivations that drive individuals to pursue and attain their goals.

Affiliation Motives

Refer to the innate or learned desire to be associated with other people or groups, often driven by a need for social support, acceptance, and belonging.

James-Lange Theory

A theory of emotion that suggests emotions occur as a result of physiological reactions to events.