The Federal Reserve May Prevent the Formation of a Financial

question 34

Multiple Choice

The Federal Reserve may prevent the formation of a financial holding company if one of its insured depository institution subsidiaries:

• A) received an unsatisfactory in its most recent Community Reinvestment Act exam.
• B) has branches across state lines.
• C) is part of a bank holding company.
• D) makes subprime loans.
• E) is well capitalized.

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Definitions:

Deviant Reality

The perception or existence of behaviors and actions that deviate from socially accepted norms.

Collective Action

The action taken together by a group of people whose goal is to enhance their status and achieve a common objective.

Deviance

refers to behaviors or actions that violate societal norms and expectations, which can range from minor breaches to major offenses.

Conflict Theory

A sociological perspective that views social life as a competition and conflict between groups for limited resources.