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In order from first to last, the specific eras in the universe's history are known as the:
Coinsurance Clause
A provision in insurance policies that requires the policyholder to bear a portion of the costs of a claim, with the insurance company paying the remainder.
Coinsurance Clause
A provision in an insurance policy that defines the percentage of the claim amount to be shared between the insurer and the insured.
Short-rate Refund
A return of a portion of the premium on an insurance policy that is canceled by the policyholder before its expiration, calculated at less than a pro-rata basis.
Premium Rate
The cost rate of insurance coverage per unit of coverage, reflecting the risk and administrative costs.
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