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The history, values, institutions, habits, skills, technology, and arts of a society make up that society's:
Effective Rate
An adjustment of the nominal interest rate on a loan or financial product to reflect an annual compound interest rate, with payments made at the end of the period.
Periodic Rate
The rate of interest charged or earned over a shorter, specified interval of time, often related to the compounding period.
Compounded Monthly
Refers to interest on a loan or investment calculated monthly, adding to the principal sum so that each successive calculation includes the previous month's interest.
Semiannually Compounded
Interest on an investment or loan calculated twice a year.
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