Examlex
The federal Electronic Signatures in Global and National Commerce Act (ESGICA) , or E-Sign, went into effect on October 1, 2000. The law made online contracts for a variety of business transactions more ________________.
Amortized
The process of spreading out a loan into a series of fixed payments over time, covering both principal and interest.
Outstanding Principal
The portion of a loan amount that has not yet been repaid to the lender.
Principal Repayment
The process of paying back the original amount of money borrowed, excluding interest, in a loan or bond.
Fixed-Rate Mortgage
A mortgage loan that has a fixed interest rate for the entire term of the loan, protecting borrowers from rising interest rates.
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