Scientific Explanations for a Natural Phenomenon

question 77

Multiple Choice

Scientific explanations for a natural phenomenon

• A) cannot be tested.
• B) may be based on data that cannot be reproduced.
• C) must be statistically significant.
• D) have been exclusively tested by the originator(s).
• E) are a reflection of how things should be.

---

Definitions:

Increase Of Hazard Clause

A provision in insurance policies allowing the insurer to void the policy if the risk insured against significantly increases.

Punitive Damages

Punitive Damages are monetary compensations awarded in civil cases to punish the defendant for willful, fraudulent, or grossly negligent acts, and to deter similar conduct.

Subrogation

Subrogation is a legal right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured, aiming to recover the amount of the claim paid to the insured.

Liability Provision

A term or clause within a contract or agreement that specifies the conditions under which one party is legally responsible to another, often including compensation for damages or losses.