Let 
and suppose that 
changes from 
to 
(a) Compute 
(b) Compute 
Definitions:
Endowment Effect
A cognitive bias in which individuals value an owned object higher than its market value, simply because they own it.
Affect Heuristic
A mental shortcut that influences decision-making based on emotions and feelings.
Street Smarts
Practical knowledge and experience in dealing with everyday situations or challenges, often contrasted with book learning.
Business Decisions
The choices made by the management of a company regarding strategic planning, operations, and policies.
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