Find the average value of the function 
on the interval 
.
Definitions:
Payment Pattern
The typical manner or schedule in which a business or individual settles their financial obligations, such as monthly or quarterly payments.
Bond Financing
Bond Financing involves raising capital through the issuance of bonds, which are debt securities wherein the issuer owes the holders a debt and is obligated to pay them interest and/or to repay the principal at a later date.
Advantages
The favorable positions or superiorities that an entity has over its competitors.
Disadvantages
The negative aspects or conditions that reduce effectiveness, efficiency, or desirability.
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