Examlex
Which of the following is NOT an aggravating factor?
Home Equity Loan
A type of loan in which the borrower uses the equity of their home as collateral.
Material Misrepresentations
False statements or omissions of facts that are significant enough to influence an individual's decision to enter into a contract or transaction.
Truth In Lending Act
A United States federal law designed to protect consumers in credit transactions by requiring clear disclosure of key terms of the lending arrangement and all costs.
Magnuson-Moss Warranty Act
A federal law established to protect consumers from deceptive warranty practices, ensuring warranties on consumer goods are clear and terms are fully disclosed.
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