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If the entire history of the universe were scaled to fit into one day, what time of day would microorganisms first form, oxygen start becoming a significant component of the atmosphere, and humans split off from their genetic ancestors?
Lienholder
An individual or entity that has a legal right or interest in a property, typically as security for a debt or charge.
Debt
An amount of money borrowed by one party from another, under the condition that it is to be paid back at a later date, usually with interest.
Garnishment
Garnishment is a legal process by which a creditor can collect what a debtor owes by requiring a third party to turn over the debtor’s assets.
Judgment
A formal decision or determination made by a court regarding the rights and liabilities of the parties in a legal action.
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