Exhibit 17

question 98

Essay

Exhibit 17.9.A bank manager is interested in assigning a rating to the holders of credit cards issued by her bank.The rating is based on the probability of defaulting on credit cards and is as follows.

Understand the role and construction of different rating scales.

Distinguish between various types of informal assessment instruments.

Recognize the potential for performance-based assessments to minimize racial and cultural biases.

Understand the importance of environmental assessments and their components.

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Definitions:

Nonprofit Organizations

Entities that are dedicated to furthering a social cause or shared goal without the intention of distributing profits to members or leaders.

Tax-Exempt Gifts

Donations made to qualified nonprofit organizations for which the donor can receive a tax deduction, under specific rules and limits set by tax authorities.

Charitable Giving

The act of donating money, goods, time, or effort to support nonprofit organizations or causes.

Andrew Carnegie

A 19th-century industrialist and philanthropist known for his vast contributions to the steel industry and for establishing numerous libraries and educational institutions.