Exhibit 13.2 A researcher with Ministry of Transportation is commissioned to study the drive times to work (one-way) for U.S.cities.The underlying hypothesis is that average commute times are different across cities.To test the hypothesis,the researcher randomly selects six people from each of the four cities and records their one-way commute times to work.Refer to the below data on one-way commute time (in minutes) to work.Note that the grand mean is 36.625. 
Refer to Exhibit 13.2.Which of the following is the mean square for treatments?
Definitions:
Actual Policy
The specific, enforceable terms and conditions of an insurance contract as it has been issued.
Binder
A binder is a temporary insurance agreement that provides coverage until a formal, permanent policy is issued, often used in property and casualty insurance scenarios.
Standardization
The process of developing and implementing technical standards to ensure the compatibility, safety, and quality of products or services.
Insurance Policies
Contracts between an insurer and a policyholder that stipulate the terms under which the insurer agrees to compensate the policyholder for loss related to specific events or hazards.
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Q67: Exhibit 13.7 A market researcher is studying