Exhibit 13.6 A researcher wants to understand how annual mortgage payment (in dollars) depends on income level and zonal location using a two-way ANOVA without interaction.The data and an incomplete ANOVA table are shown below. 
Refer to Exhibit 13.6.Which of the following is the value of the test statistic for factor A?
Definitions:
Highest Return
The maximum gain or profit achieved from an investment over a specific period.
Software Applications
Software applications are computer programs or a set of programs designed to perform specific tasks for users, ranging from productivity and communication to entertainment.
Asset Management
The process of developing, operating, maintaining, and selling assets in a cost-effective manner, often referring to managing investment portfolios.
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