Exhibit 10

question 78

Multiple Choice

Exhibit 10.14.In August of 2010,Massachusetts enacted a 150-day right-to-cure period that mandates that lenders give homeowners who fall behind on their mortgage an extra five months to become current before beginning foreclosure proceedings.Policymakers claimed that the policy would result in a higher proportion of delinquent borrowers becoming current on their mortgages.To test this claim,researchers took a sample of 244 homeowners in danger of foreclosure in the time period surrounding the enactment of this law.Of the 100 who fell behind just before the law was enacted,30 were able to avoid foreclosure,and of 144 who fell behind just after the law was enacted,48 were able to avoid foreclosure.Let and represent the proportion of delinquent borrowers who avoid foreclosure just before and just after the right-to-cure law is enacted,respectively. Refer to Exhibit 10.14.Which hypothesis will test the policymakers' claim.

Grasp the definition of a research population and sampling techniques, including the importance of sampling for generalization of results.

Recognize the purpose of meta-analysis in research and its process.

Identify and understand the challenges and drawbacks of different data collection methods.

Grasp the concept of causality in research and distinguish between types of study designs (cross-sectional, panel, experimental) for causal inference.

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Definitions:

Misshapen Cornea

Refers to an abnormal shape of the cornea, which can lead to distorted vision due to its failure to properly focus light onto the retina.

Vision Disorder

A range of conditions that impair the ability to see well, including myopia, hyperopia, astigmatism, and presbyopia.

Cataract

A clouding of the lens in the eye that affects vision, mostly common in older people.

Crystalline Lens

A transparent, biconvex structure in the eye that focuses light onto the retina, enabling clear vision.