Exhibit 10

question 22

Multiple Choice

Exhibit 10.14.In August of 2010,Massachusetts enacted a 150-day right-to-cure period that mandates that lenders give homeowners who fall behind on their mortgage an extra five months to become current before beginning foreclosure proceedings.Policymakers claimed that the policy would result in a higher proportion of delinquent borrowers becoming current on their mortgages.To test this claim,researchers took a sample of 244 homeowners in danger of foreclosure in the time period surrounding the enactment of this law.Of the 100 who fell behind just before the law was enacted,30 were able to avoid foreclosure,and of 144 who fell behind just after the law was enacted,48 were able to avoid foreclosure.Let and represent the proportion of delinquent borrowers who avoid foreclosure just before and just after the right-to-cure law is enacted,respectively. Refer to Exhibit 10.14.Compute the appropriate test statistic value to analyze the claim at the 10% significance level.

Understand the common problems faced by individuals seeking psychotherapy.

Differentiate between the roles and expertise of clinical psychologists, counselling psychologists, and psychiatrists.

Recognize the educational requirements for different psychological professions.

Identify commonalities among various psychotherapeutic approaches.

---

Definitions:

Coordinating Sessions

The process of organizing and managing meetings or activities to ensure they work together effectively.

Therapeutic Team

A group of physicians, nurses, medical assistants, and other specialists who work with patients dealing with chronic illness or recovery from major injuries.

Goniometer

A tool used to measure the angle of joint movement and joint flexibility in the body.

Lateral Flexion

The movement of bending sideways at the waist or neck, moving part of the body to the side.