[Solved] Multiply the algebraic expressions using the FOIL method and simplify. \(( 4 x - 5 y ) ( 2 x - 4 y )\) Budget: An estimate of income and expenditure for a set period of time. Fixed Expense: Costs that do not vary in amount and are paid on a regular basis, such as rent or mortgage payments. Recurring Expense: Ongoing financial obligations that individuals or businesses regularly pay, such as rent, utilities, or subscription services. Fixed Expense: Costs that do not change from period to period, such as rent or mortgage payments, providing predictability in budgeting.