What is the final product of this sequence of reactions? 
Definitions:
Debit Card
A payment card that deducts money directly from a consumer's checking account to pay for a purchase.
Credit Card
A payment card issued to users as a method of payment allowing the cardholder to borrow funds with which to pay for goods and services with the promise to pay back the lender.
Interest Rates
The proportion of a total amount of money that is charged for borrowing it, usually represented as a yearly rate.
Incomes
Financial returns, especially received periodically, from work performed or investments made.
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