Present Value of 1 
Future Value of 1 
Present Value of an Annuity of 1 
Future Value of an Annuity of 1 
Future value can be found if the interest rate (i), the number of periods (n), and the present value (p) are known.
Definitions:
Organizational Environment
The external forces that affect an organization’s operation, including economic, legal, technological, and social factors.
Non-Jew
A person who does not follow Jewish religion or is not of Jewish ethnicity.
Human Development
The multidimensional process involving the improvement of people's physical, intellectual, emotional, and social capabilities and well-being throughout their lives.
Groupthink
Groupthink is a psychological phenomenon that occurs within a group of people when the desire for harmony or conformity results in an irrational or dysfunctional decision-making outcome.
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