Which of the Following Clauses Protects the Insurers from Intentional

question 44

Multiple Choice

Which of the following clauses protects the insurers from intentional or unintentional material or informative misrepresentation from an insurance applicant?

• A) exclusions from coverage clause
• B) incontestability clause
• C) deductible clause
• D) coinsurance clause

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Definitions:

Males

Refers to the male members of a species, particularly humans, characterized by XY chromosomes, and typically involves specific biological and physiological traits.

Elderly

Pertaining to individuals, typically aged 65 and older, often characterized by increased vulnerability to health problems and social changes.

Cognitive Development

The development and transformation of cognitive skills, including the ability to think, reason, and comprehend.

Latent Content

In psychoanalytic theory, it refers to the hidden psychological meaning of dreams, as opposed to the manifest content which is the dream as remembered by the dreamer.