Roger Ray Runs a Motel in a Rented Property and Sublets

question 59

Multiple Choice

Roger Ray runs a motel in a rented property and sublets a part of its garage to the owner of a nearby fuel station. Three months later, the motel catches fire from a fuel leak in the garage and Roger suffers severe damages. If Roger owns a standard fire insurance policy for years, the insurer can use the ________ to refuse covering the damage caused by the fire.

• A) deductible clause
• B) exclusions from coverage clause
• C) incontestability clause
• D) copay clause

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Definitions:

Sensitive Ecosystems

Natural environments that are highly responsive to environmental changes or disturbances, often requiring special protection due to their fragility and ecological significance.

Fishery Collapse

The decline of a fishery to a point where it can no longer sustain a viable fishing activity, often due to overfishing, pollution, or habitat destruction.

Harvested Rate

The speed or quantity at which natural resources, such as crops or timber, are collected or extracted from the environment over a given time period.

Property Rights

Legal rights to use, control, and dispose of land, goods, or intellectual property.