Which of the Following Is True of the "Deferred Posting

question 12

Multiple Choice

Which of the following is true of the "deferred posting rule"?

• A) It allows banks to fix an afternoon hour of 2:00 or later as a cutoff hour for the purpose of processing checks and deposits.
• B) According to this rule, when a customer deposits a check for collection, the depository bank does not have to pay the customer until the check clears.
• C) It mandates banks to mail their checking account customers monthly statements of their accounts and any canceled checks should accompany this statement.
• D) According to this rule, a customer is liable for payment to his bank if he fails to report any unauthorized transactions within 30 days from the receipt of the account statement.

Recognize the impact of societal and personal choices on trends related to marriage, such as cohabitation, childlessness, and the age at first marriage.

Grasp the key psychosocial crises during adulthood as proposed by Erikson, including intimacy versus isolation and generativity versus self-absorption.

Identify factors contributing to marital satisfaction and the transition to parenthood.

Understand the significance of personality development and changes throughout adulthood.

---

Definitions:

Payout Ratio

A financial metric indicating the percentage of a company's earnings paid out as dividends to shareholders, typically expressed as a percentage of net income.

Residual Dividend Policy

A strategy in which a company pays dividends to its shareholders from the residual or leftover equity once all project and operation costs have been met.

Target Capital Structure

The mix of debt, equity, and other securities that a company aims to hold to finance its operations and growth.

Capital Budget

The amount of money allocated for significant long-term investments or projects of a business.