How Is a Cashier's Check Different from an Ordinary Check

question 16

Multiple Choice

How is a cashier's check different from an ordinary check?

• A) Cashier's checks can be postdated, but ordinary checks cannot be postdated.
• B) Unlike ordinary checks, cashier's checks do not require the purchaser to hold a checking account at that bank.
• C) Unlike ordinary checks, cashier's checks are cancellable negotiable instruments upon issue.
• D) Cashier's checks are three-party checks, while ordinary checks involve only two parties.

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Definitions:

Commercial Speech

Commercial speech involves any form of communication (e.g., advertising) used by businesses to promote the sale of goods and services, subject to certain regulations to protect consumers.

Constitutional Protection

Safeguards guaranteed by a constitution that protect the rights and freedoms of individuals and entities against infringements by the government.

Informational Function

The role of providing valuable data or knowledge to individuals or entities, facilitating informed decision-making.

Due Process Clause

A constitutional guarantee under the Fifth and Fourteenth Amendments that legal proceedings will be fair and that one will be given notice and an opportunity to be heard.