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How does adverse selection affect the insurance market?
Lewin's Model
A change management model developed by Kurt Lewin that involves three steps: unfreezing, changing, and refreezing, to facilitate effective change.
Organizational Change
The process by which organizations transform their structure, strategy, policies, procedures, or culture to adapt to internal and external pressures.
Refreezing
In change management, it refers to the phase where new behaviors or practices are solidified into the organization's culture after a change has been implemented.
Symbolic Changes
Modifications or shifts that are more representational than functional, often aimed at signaling new directions or values.
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