Why Are Insurers Liable for Both Compensatory and Punitive Damages

question 49

Multiple Choice

Why are insurers liable for both compensatory and punitive damages for a breach which is in bad faith?

• A)The insured needs to be compensated for the amount spent on the case.
• B)Bad faith is considered an independent tort by itself.
• C)Courts have traditionally favored punitive damages.
• D)Such breaches in bad faith are a very rare phenomenon.

Understand the basic principles and mechanisms of classical conditioning.

Identify the processes of extinction, spontaneous recovery, and generalization in classical conditioning.

Differentiate between classical conditioning and operant conditioning.

Recognize different types of reinforcement and punishment in operant conditioning.

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Definitions:

Nok Style

Pertains to the distinctive terracotta sculptures associated with the ancient Nok culture of Nigeria, dating back to between 500 BC and 200 AD.

Illegal Market

A marketplace where goods or services are exchanged illegally, either because they are prohibited by law or sold without authorization or regulation.

Benin Brass Plaque

Metal castings traditionally made in Benin City, Nigeria, depicting the royal court and other figures, celebrated for their historical and artistic significance.

Symmetrical

Characterized by having parts that match each other in size, shape, and position on opposite sides of a dividing line or around a central point, creating a sense of balanced proportions.