Which of the responses represent the missing particle in the following reaction? 
Definitions:
Cash Flows
The total amount of money being transferred into and out of a business, especially affecting liquidity.
Interest Rate
The percentage of a sum of money charged for its use, often expressed annually, affecting loans and savings.
Present Value
The current worth of a future sum of money or stream of cash flows given a specified rate of return.
Present Value
The present value is the current value of a future sum of money or stream of cash flows, discounted at a specified rate of interest.
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