When Applying for Life Insurance, Merlin Is Asked If She

question 23

Multiple Choice

When applying for life insurance, Merlin is asked if she has been treated for any illness in the past five years, to which her answer is 'no'. However, she does not inform the insurer that she has experienced chest pains recently, for which she has not sought any medical treatment. In this case, the insurer may prove a case of _____ and avoid the insurance policy.

• A) wagering
• B) concealment
• C) assignment
• D) subrogation
• E) no-fault

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Definitions:

Disregard

The act of paying no attention or showing indifference to something or someone.

Job Search

The act of looking for employment, through various means such as online job boards, networking, or direct applications.

Employer

An individual or organization that hires and pays people to work for them.

Interview

A formal meeting in which one or more persons question, consult, or evaluate another person, often for employment or admission purposes.