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Creditors who violate the Truth in Lending Act are subject to criminal sanctions but not civil sanctions.
MB = MC
A principle in economics indicating the optimal level of output or consumption, where the marginal benefit (MB) equals the marginal cost (MC).
Marginal Benefit
The added utility or pleasure that comes from the consumption of one more unit of a good or service.
Marginal Cost
The escalation in aggregate cost linked to the fabrication of an extra item of a good or service.
Free Products
Products that are provided to consumers without monetary charge, often used as a business strategy to attract users or customers.
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