Determine whether the series is convergent or divergent. 
Definitions:
Nominal Annual Rate
The nominal annual rate refers to the annual interest rate stated on a loan or investment, not accounting for compounding within that year or inflation.
Payment Of Interest
The act of paying interest on borrowed capital, such as loans or bonds, as per the agreed terms and schedule.
Equal Installments
A method of loan repayment where the borrower pays the same amount periodically over the duration of the loan.
Borrowed
Referring to money or items obtained on loan, with the obligation to return or repay according to agreed terms.
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