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Identify the surface.
Fixed Amount
A specified sum that does not vary or change under specified conditions.
Principal
A main party to a transaction, such as the owner of a business or the party who has authorized an agent to act on their behalf.
Interest
The cost of borrowing money, typically expressed as a percentage of the principal, paid by the borrower to the lender for the use of their money.
Nonnegotiable Instrument
A financial document or contract that cannot be transferred or assigned to another party as easily as a negotiable instrument.
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