Find the first and second derivatives of the function. 
Definitions:
Inflation-Adjusted
Refers to figures or financial metrics that have been altered to reflect inflation's effects, presenting a more accurate picture of real value or purchasing power.
Money Market
A segment of the financial market in which financial instruments with high liquidity and very short maturities are traded.
Subsector
A specific part of a larger sector or industry, categorized by similar business activities or products.
Capital Market
A financial market in which long-term debt (over a year) or equity-backed securities are bought and sold.
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