Find and simplify 
for the function. 
Definitions:
Current Market Value
The present financial value of an asset or company based on its trading price in the market, subject to fluctuations.
Effective Yield
This is the total yield on an investment expressed on an annual basis, taking into account the compounding of interest.
Interest Rate
The annual rate at which interest is charged to the borrower, represented as a percentage of the still unresolved loan amount.
Payment Stream
A sequence of payments made over time, often associated with loans or investments.
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