Perform the indicated operations and simplify the expression. 
Definitions:
Debiting Accounts
The financial process of recording or entering an amount owed as a debt in an account, increasing the balance of that account.
Without Checks
Operating or proceeding without restrictions or controls, potentially leading to errors or issues.
Restrictive Endorsement
A limitation placed on the use of a check that specifies the conditions under which it can be deposited or cashed.
Endorsed
Officially supported, approved, or recommended by an authority or public figure.
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