Measurements of Bill Length in a Population of Seed-Eating Birds

question 74

Multiple Choice

Measurements of bill length in a population of seed-eating birds reveals two distinct groups: small-billed individuals feeding on soft-shelled seeds and large-billed individuals feeding on hard-shelled seeds.This bimodal distribution most likely resulted from

• A)stabilizing selection.
• B)natural selection.
• C)directional selection.
• D)disruptive selection.

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Definitions:

Compounded Semi-annually

Interest calculation method where interest is added to the principal sum of a loan or deposit twice a year, resulting in interest earning interest.

Amortization Schedule

An amortization schedule is a table detailing each periodic payment on an amortizing loan, including amounts going towards principal and interest over the life of the loan.

Total Debt Service Ratio

A financial ratio that compares an individual's total debt payments to their gross income, used by lenders to assess borrowing capacity.

Compounded Semi-annually

This refers to the process where interest earnings are calculated and reinvested into the principal balance twice a year.