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Let . Find the direction at the origin in which is decreasing the fastest.
Bank Certificates
Short for "bank certificates of deposit (CDs)," which are time-deposit financial products offered by banks with fixed interest rates and maturity dates.
Money Market Funds
Investment funds that invest in short-term debt securities, offering high liquidity with a relatively low level of risk.
Restricted Cash
Cash that is not available for immediate use because it is reserved for a specific purpose.
Cash Equivalents
Short-term, highly liquid investments that are readily convertible to known amounts of cash and which are subject to an insignificant risk of changes in value.
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