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In a society,which of the following categories is not seen as a social institution?
Usury
Charging an excessively high or illegal rate of interest on borrowed money.
Joseph Schumpeter
An economist and political scientist known for his theories on economic innovation and the concept of "creative destruction" in capitalism.
Risk Bearing
The acceptance of the possibility of loss on an investment or business venture, along with the responsibility of managing and mitigating potential risks.
Usury Law
Regulations governing the amount of interest that can be charged on a loan, intended to protect borrowers from exorbitant rates.
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