The Type of Insurance Plan in Which Physicians May Have

question 9

Multiple Choice

The type of insurance plan in which physicians may have a financial incentive to order more tests and treatments for their patients is a

• A)point-of-service plan.
• B)fee-for-service plan.
• C)health maintenance organization.
• D)preferred provider organization.

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Definitions:

Third-Party Liability Insurance

Insurance coverage meant to protect against claims made by a third party for damages or injuries that the policyholder is responsible for.

Tort Liability

The legal responsibility that arises from the commission of a tort, which is an act or omission that gives rise to injury or harm to another and amounts to a civil wrong for which courts impose liability.

Appraisal Clause

A part of an insurance contract that calls for an assessment when parties disagree about the value and loss of a specific item.

Property Damage

Physical injury to, destruction of, or loss of use of physical property.