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An Apgar score of 7 to 10 is an indicator that the newborn has no congenital defects.
Gratuitous Assignment
A transfer of rights or property without consideration or payment from the recipient.
Written Statement
A formal, documented expression of facts or opinions, which is signed and usually legally binding.
Creditor Beneficiary
A third party that benefits from a contract made between two other parties, primarily involving debt repayment.
Life Insurance Policy
A contract between an insurer and an insured, where the insurer promises to pay a designated beneficiary a sum of money upon the death of the insured person.
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