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The costs associated with behavior change far outweigh the benefits.
Journal Entry
A record of financial transactions entered in a journal, a fundamental part of the double-entry bookkeeping system.
Carrying Value
Carrying value, or book value, is the net amount at which an asset or liability is valued on a balance sheet, factoring in its original cost minus depreciation, amortization, or impairment costs.
Retirement
the point in time when an individual chooses to leave the workforce permanently.
Gain Or Loss
The positive or negative financial result obtained from an investment, sale of assets, or other transactions, compared to the original cost.
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