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Which of the following agencies regulates both state and federally chartered commercial banks?
Credit Terms
Conditions under which a seller extends credit to a buyer, including payment deadlines and interest rates.
Discount Period
The time frame during which a payment can be made at a reduced rate before the full amount becomes due.
Annual Interest
The total amount of interest payable or receivable over one year, depending on whether the context is savings, investment, or a loan.
Credit
An accounting entry that increases liabilities and equity, or decreases an asset or expense account, representing the opposite of a debit.
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