Because Deposits Are Insured by the FDIC, Most of Us

question 57

Multiple Choice

Because deposits are insured by the FDIC, most of us do not look at the lending behavior of our banks. This creates a(n) ________ problem.

• A)moral hazard
• B)principled hazard
• C)adverse selection
• D)contrary selection

---

Definitions:

Black Women

Women of African descent, recognizing their unique cultural, social, and historical experiences and challenges.

White Slave Masters

White individuals who owned and exploited African slaves in the context of chattel slavery, especially prevalent in the American South before the Civil War.

Devaluing Black Women's Beauty

A phenomenon where societal standards of beauty marginalize and undervalue the physical attributes of Black women.

Black Female Sexuality

A complex and multifaceted subject exploring the sexual identity, expression, and politics of Black women, often in the context of societal attitudes and power dynamics.