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According to the text,there are three levels of professionalization.These are
Insurance Costs
Expenses incurred by individuals, businesses, or organizations for purchasing insurance policies to protect against risk and financial loss.
Parking Lot
An open area or a multi-story building designated and constructed for parking vehicles, often operated commercially or by municipal authorities.
Vandalism Damage
Destruction or damage to property that is willfully or maliciously caused, which can result in financial loss for businesses or individuals.
Straight-Line Depreciation
A method of calculating the depreciation of an asset, which assumes the asset will lose an equal amount of value each year over its useful life.
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