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If two variables are negatively associated, then the regression line:
Debtor
An individual or entity that owes a debt to another called a creditor, typically arising from a loan or other financial obligation.
Secured Party
A lender or creditor in a secured transaction who has a legal interest or lien on collateral provided by the debtor.
Preferential Payments
Transactions made before a bankruptcy filing where a debtor gives preferential treatment to certain creditors over others.
Bankruptcy Filing
The formal process by which an individual or entity declares an inability to pay outstanding debts, seeking relief through legal proceedings.
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