Refer to the information below, after a deposit of $10 billion of new currency into a chequing account in the banking system, the maximum amount by which the chartered banking system can expand the supply of money is: Consolidated balance sheet for the chartered banking system. Assume the desired reserve ratio is 10 percent. All figures are in billions. 
Definitions:
Manipulates
To control or influence something or someone cleverly, often in an unfair or deceitful manner.
Animals in Research
The use of non-human animal subjects in scientific experiments aimed at understanding human biology, diseases, and behavior.
Professional Standards
Guidelines and criteria set by professional bodies that dictate the ethical and professional behavior and responsibilities of its members.
Discomfort
A mild state of physical or mental pain, unease, or distress.
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