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Professional persuaders often manipulate people's attitudes and behavior using techniques based on two social norms, the rule of reciprocity and the rule of commitment.
Finance Charge
Fees and interest charges associated with the borrowing of money or the extension of credit.
Installments
Periodic payments made towards settling a debt or purchasing a good, spreading out the total cost over a period of time.
Fair Credit Reporting Act
A federal law that regulates the collection, dissemination, and use of consumer credit information to ensure accuracy and privacy.
Fair Debt Collection Practices Act
A US federal law aimed at preventing abusive, deceptive, and unfair practices by debt collectors when collecting debts.
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