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What are the main causes of small business failures and what is the number one factor behind these causes?
Debt Adjustment
involves the reorganization of a debtor's outstanding obligations through negotiation or a formal plan to repay debts over time or reduce the total amount owed.
Chapter 9
refers to a chapter of the United States Bankruptcy Code, providing for the reorganization of municipalities (like cities and towns).
Solvent
The state of having assets in excess of liabilities; able to pay all debts.
Involuntary Petition
A legal process initiated by creditors requesting the bankruptcy court to declare a debtor as bankrupt.
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