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The problem with subcultures in organizations is that:
Interest
The cost of borrowing money, typically expressed as a percentage, charged by lenders to borrowers.
Credit Cards
Financial tools issued by banks that allow users to borrow funds within an agreed limit for purchases or cash advances.
APR
Annual Percentage Rate, a measure used to calculate the cost of borrowing, including interest and other charges, expressed as a yearly rate.
Finance Charges
The total cost of borrowing, including interest and any other charges assessed by the creditor.
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