The Most Common Reason Cited by Banks for Rejecting Small

question 82

Multiple Choice

The most common reason cited by banks for rejecting small business loans is:

• A)poor credit history.
• B)undercapitalization or too much debt.
• C)lack of collateral.
• D)insufficient cash flow or poor profitability.

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Definitions:

Response Cost

A behavior modification technique that involves the loss of a privilege or desired item as a consequence for undesirable behavior.

Classroom

A room or environment where teaching and learning activities occur, often within schools or educational institutions.

Desirable System

A system that is preferred or favorable due to its efficiency, effectiveness, or beneficial qualities.

Interventions

Actions taken to improve a situation, especially in health, educational, or social contexts, through direct involvement and support.