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Which of the following reduce the incentive for households to save?
Cultural Heritage
The legacy of physical artifacts and intangible attributes of a group or society that are inherited from past generations, maintained in the present, and bestowed for the benefit of future generations.
Social Benefits
The positive impacts on society as a whole from an action or policy, including improvements in well-being, equity, and community life.
Moral Standards
Principles that govern behaviors, distinguishing right from wrong based on societal, cultural, or personal values and ethics.
Ethics
Moral principles that govern behavior, distinguishing between what is right and wrong.
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