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If the interest rate on a loan is lower than the expected return from an investment,
Organizational Change
A process in which a company or organization undergoes a transformation in its structure, strategies, operational methods, or culture to improve efficiency and effectiveness.
Internal Forces
Psychological or emotional pressures that influence an individual's decisions, behaviors, or feelings from within.
External Forces
Influences originating outside an organization that can impact its operations, strategies, and outcomes.
Theory of Change
A comprehensive description and illustration of how and why a desired change is expected to happen in a particular context, often used in planning and evaluating social and educational programs.
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